Why should you enroll yourself in Obamacare?
The variety and affordability of North Carolina health insurance plans have improved greatly, thanks to Obamacare. People have more choices than ever before when it comes to medical insurance. Help is at your disposal. There are friendly knowledgeable licensed agents who are highly experienced in assisting people in determining whether or not they quality for deep discounts on health insurance (thanks to the tax credits that Obamacare offers). They are also high experienced in helping people sort through the myriad of health insurance plans that are available, thanks to The Health Insurance Marketplace. You may even be qualified for free medical evaluations and free medical treatment, in addition to financial help with insurance premiums.
When can you enroll?
If you would like your new health insurance plan to go into effect on January 1, 2023, you’ll need to apply for Obamacare between November 1, 2022 and December 15, 2022.
About Obamacare Open Enrollment
The private health insurance plans which are approved and supported by the Affordable Care Act are open for enrollment once a year, during the "Open Enrollment" period. If history repeats itself in this case, the Obamacare Open Enrollment period will run from November 1st to December 15th every year. Policies purchased during that time frame will go into effect on January 1st of the coming year.
Obamacare Open Enrollment for employer-provided health insurance may be different from year to year. Please get in touch with the company in question if you have any questions.
North Carolina health insurance allows small businesses provide health insurance to their employees all year round.
Open Enrollments exceptions
- North Carolinians (and all American citizens) can only apply for Obamacare health insurance during the ACA Annual Open Enrollment Period. If you miss that Annual Open Enrollment Period, you may be able to enroll during a Special Enrollment Period if you experience a Qualifying Life Event.
A Qualifying Life Event is a significant life transition, such as:
- A marriage.
- The birth or adoption of a child.
- The termination of employment.
- A move to another state or county.
Good things about Obamacare
Even though Obamacare has been widely criticized throughout the decade since the enactment of the ACA, there are many good things that American like about Obamacare. Here’s a list of a few of them:
Free preventive services
Due to Obamacare’s generous preventative care coverage, those who are enrolled in Obamacare no longer have to pay out of pocket for many common screenings and exams or worry about co-pays or deductibles for such.
Free preventive services for all women
Obamacare mandates that its health insurance plans cover eight treatments specifically connected to women's health. Prenatal care, breastfeeding support, diabetes education for expectant mothers, HIV screening & counseling, STD testing & treatment, and other preventative health measures are all part of these programs. These preventive services are offered at no cost to all women covered by Obamacare, so that they can take advantage of them without worrying about their insurance deductibles or out of pocket expenses.
Fairness & Equality for health insurance premiums
Overpriced premiums cannot be charged to those with pre-existing conditions as a means of financial exploitation by insurance carrier. North Carolinians are additionally safeguarded by the ACA law's prohibition on private insurers charging more to older clients or client more at risk of health issues. Visit for more details WNC Health Insurance.